About
National Payment Solutions (NPS) in association with Merchants Choice Card Services (MCCS) and National Processing Company (NPC) provide complete point-of-sale (POS) card authorization, settlement services and credit card applications via the Internet (web) along with re-curring applications for monthly billers. Our processors are leaders in the card transaction processing industry today. NPS has both the knowledge and capability to meet the demands of a constantly changing marketplace. Our team of distinguished bankcard professionals will work with you to customize and tailor a program which best suits your business needs.

NPC processes approximately 1 out of every 6 Visa and MasterCard transactions in the U.S with over 470,000 customers. With over $100 billion in card volume, NPC is the second largest processor in the U.S. today representing over 2.7 billion annual transactions. MCCS, headquartered in Houston, TX, provides national credit card processing for over 50,000 clients.

NPS offers a wide array of products and services providing maximum speed, reliability and flexibility. NPS is dedicated to providing a new level of service excellence to you and your business, wherever you may be.

New Business?
If you own or run a business and are considering accepting credit cards, NPS can help. From restaurants and retail to complete E-commerce merchants, NPS can provide the solution you need. We have a number of different services for your business based on your size, volume, business type, and special requests. For fast, reliable processing at some of the lowest rates in the industry, we will customize the best configuration for you. We provide you with everything you need, from POS equipment to 24 hours a day, 7 days a week toll-free customer service.

Currently Accept Credit Cards?
If you are accepting credit cards today and are considering switching processors, let NPS guide you through a solution that best fits your needs. We can upgrade your outdated equipment with the latest software and hardware to not only save your business money, but generate additional business as well. Or, we can use your existing POS equipment to quickly and easily have your business converted.

Our diversified product mix meets a wide range of customer needs, which includes:

E-commerce Solutions

NPS provides services to a wide array of customers in virtually every industry. From independent retailers to national accounts and financial institutions, NPS has the knowledge and expertise to meet the demands of a rapidly changing marketplace.

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Overview of Products and Solutions
NPS is well known for its leadership in providing customized solutions on a merchant category and individual merchant basis. With cutting-edge POS partners such as Verifone, Hypercom and Lipman, NPS is sure to keep you in front of the competition. From wireless mobile terminals to high-speed thermal printers, NPS has the right equipment solution for you.

We also provide numerous value-added benefits to our merchants. These benefits allow our merchants to focus on their core business of merchandising while NPS focuses on reducing their interchange, fraud, funding, and all other operational costs associated with their “Total Cost of Card Acceptance.”   Below are just a few of the services available when you become an NPS customer.

CHARGEBACKS AND RETRIEVALS
NPS, through our alliance partner, provides a complete automated chargeback system to fully automate the retrieval and chargeback process.

INTERCHANGE MANAGEMENT
NPS is dedicated to minimizing our merchant’s interchange cost, which is the fee that is collected from the merchant and remitted to the bank that issued the consumer’s credit card.

POS PRODUCTS
NPS is a premier Point-of-Sale (POS) terminal provider, offering a myriad of software and hardware solutions.

• VERIFONE PRODUCTS The new modular application software that NPS uses to load the Verifone OMNI series terminal platform.
• HYPERCOM PRODUCTS
• LIPMAN - NURIT 3000 A compact, low cost, all in one terminal with an integrated printer and PIN pad.
• Thales Talento

VeriFone Product Overview

Introduction
While most terminals have a somewhat similar physical appearance, there are significant differences in features and functionality among the various models, which can have a critical impact on customer satisfaction.

For example, the relative complexity of a payment terminal can dramatically affect an organization's bottom line. Complicated user interfaces requires more time spent training new employees and completing each transaction, and increase the probability of errors at the point of sale-all which cost a merchant money.

Also, terminals that cannot be easily deployed, installed and supported within NPS can dramatically affect the productivity of our organization.

Therefore, it is not only in the merchant's best interest to have a user-friendly, flexible and powerful payment terminal at the point of sale, butit is also in the best interest of NPS in order to meet our customers changing needs.

OMNI Terminal Series OMNI 3200 The newly introduced OMNI 3200 represents a major improvement in user-friendly payment terminals with ATM-style interfaces. The new terminal simplifies transaction processing and delivers superior speed and functionality. In addition, it employs a sleek design that requires less space than previous models in this category. The OMNI 3200 features an integrated thermal printer which means that there are no cables to connect. In fact, generally there's nothing at all to assemble when the merchant takes the terminal out of the box.

• Plug-and-play installation ensures that the terminal is up and running quickly and with minimal effort.
• Intuitive, ATM-style interface allows new personnel to virtually train themselves, and greatly reduces errors.
• Integrated, highly reliable thermal printer produces quality receipts quality receipts and provides faster, quieter transaction processing.

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OMNI 470 An Integrated Credit and Debit Card System. Performs the functions of three individual units-a terminal, a printer and a PIN pad-the OMNI 470 transaction system gets a variety of jobs done without wasting space. Includes a highly secure internal PIN pad that allows customers to enter their own PINs for debit card transactions Saves space through its integrated design Simplifies deployment, with one unit taking the place of three

• Multi-colored screen addressable keys provide user-friendly ATM-like functionality
• Fewer keys reduce training time
• Small footprint uses less counterspace
• Receipts are produced quickly and remain legible for years

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HYPERCOM Products

HYPERCOM is an industry leader in sophisticated point-of-sale terminal systems. HYPERCOM produces advanced but user-friendly terminal applications for HYPERCOM products, to our merchants.

NPS currently offers and provides technical support for 2 unique models of HYPERCOM terminals:

• T7P Terminal
• ICE 5000 Terminal

Each of these terminals has been designed to meet a variety of merchant needs. NPC’s enhanced software applications, which are programmed into these terminals, are also diverse and can be tailored to any merchant atmosphere including retail and restaurant environments.

NPS currently provides the processing of credit and debit (ATM) cards, as well as electronic check services in all the HYPERCOM products we offer.

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HYPERCOM T7P Terminal Features:

The T7P, with its integrated, modular printer, and the ability to support draft capture, debit, check and proprietary card processing, is the right choice for your POS product needs, for upgrading existing auth-only equipment, or for merchants moving to debit. Whatever your selection criteria, the T7P is a clear winner.

• Thermal or friction integrated printers available
• Small footprint
• 512K Memory
• User friendly keyboard
• Highly visible back-lit LCD display
• Under 10 second dial transaction responses
• Easily changed paper roll and ribbon cartridges
• Compatible with S8 PIN Pad for debit processing

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ICE 5000		FEATURES
		Fully integrated thermal printer with automatic paper cutter Internal PIN pad for debit processing, no external device necessary High speed 9600 modem Easy to use interactive touch screen Under 10 second dial responses 1 MB Memory

The HYPERCOM ICE 5000 is a truly innovative and fully user interactive POS solution! From the high speed integrated printer with paper cutter, which lowers the risk of paper jams, to the inclusion of an internal PIN pad, there is not a more cost effective and realiable POS product on the market today! Supporting credit, debit and check like its predecessors, the ICE offers a range of unique features, putting it far above its competition!

(Please click to view the HYPERCOM ICE 5000 in PDF document format. You will require Adobe Acrobat Reader on your PC to view the document. If you don't have Acrobat installed, click here to go to the Acrobat site. The software can be downloaded for free.)

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Thales Talento
NPS is proud to introduce the Thales Talento terminal. With the most advanced processor in the industry and a printer that is unequaled in reliability the Talento is the perfect terminal for retail businesses.

The Talento terminal uses an advanced 16 bit Microprocessor that allows it to perform multiple tasks at once. The Talento will "pre-dial" your credit card processor and begin to print the receipt before you have even finished entering in all of the transaction information. This can reduce transaction time by as much as 60%.

A large ATM like display makes terminal operation easy. Simply select the button under the appropriate option on the screen and let the Talento do the rest. Five clearly marked one touch buttons make everyday operations such as reprinting a receipt, printing a report and closing a batch easy.

With it's unmatched speed and reliability, the Talento is one of the few products that NPS has awarded five stars to.

Talento Features:

Holds up to 4 SAM’S

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Customer Service
NPS is committed to providing superior service in a continual effort to exceed our merchant’s expectations and requirements. Our team strives to create the value-added services necessary to maintain long-term partnerships with our clients.

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